Personal Protection
Life Insurance
Life Insurance pays out a lump sum if the policyholder passes away during the policy term. A lump sum is paid to the surviving family members to pay off the remaining balance of the mortgage or to help cover mortgage payments, debts and living expenses.
Critical Illness Cover
Critical Illness Cover pays out a lump some if the policy holder becomes critically ill or injured. The benefit is paid as a lump sum to help with treatment, recovery costs, mortgage payments, debts and living expenses.
Income Protection
Income Protection pays out a monthly sum if the policyholder is unable to work due to illness or injury. You can receive a proportion of your salary, up until you are fit and ready to return to work, or until you retire.
Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
Home Insurance
Buildings Insurance
Buildings Insurance covers structural damage to your home, whether that be your walls, roofing, or floors. Fixed items like your kitchen or bathroom are usually covered under buildings insurance too. If purchasing with a mortgage, buildings insurance is also likely to be a condition of your mortgage offer, to ensure the lenders security is adequately insured.
Contents Insurance
If you metaphorically picked up your home and turned it upside down, the items that fall out would generally be classed as your contents. Items like furniture, TV’s, personal belongings and even some types of flooring like carpet, are usually covered under contents insurance.
