Income Protection pays out a monthly sum if the policyholder is unable to work due to illness or injury. You can receive a proportion of your salary, up until you are fit and ready to return to work, or until you retire.
Critical Illness Cover pays out a lump some if the policy holder becomes critically ill or injured. The benefit is paid as a lump sum to help with treatment, recovery costs, mortgage payments, debts and living expenses.
Life Insurance pays out a lump sum if the policyholder passes away during the policy term. A lump sum is paid to the surviving family members to pay off the remaining balance of the mortgage or to help cover mortgage payments, debts and living expenses.
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